Introduction
Ambedkar Jayanti, celebrated on April 14, marks the birth anniversary of Dr. B.R. Ambedkar, the architect of the Indian Constitution. This day is observed as a public holiday across India, leading to closures in banks, government offices, and institutions.
If you’re planning financial transactions, it’s essential to know where banks will remain closed on Ambedkar Jayanti 2025. The Reserve Bank of India (RBI) has released its holiday calendar, listing states where banking services will be unavailable.
Ambedkar Jayanti 2025: Bank Holiday Status
According to the RBI’s holiday calendar, banks will remain shut in the following states and union territories:
States Where Banks Are Closed on April 14, 2025
- Andhra Pradesh
- Bihar
- Chhattisgarh
- Goa
- Gujarat
- Jharkhand
- Karnataka
- Kerala
- Madhya Pradesh
- Maharashtra
- Odisha
- Punjab
- Rajasthan
- Tamil Nadu
- Telangana
- Uttar Pradesh
- Uttarakhand
- West Bengal
Union Territories Where Banks Are Closed
- Delhi
- Puducherry
Note: Private banks may operate in some regions, but public sector banks will remain closed.
Impact on Banking Services
- ATM Services: Functional, but cash withdrawals may face delays due to non-working days.
- Online Banking: Available 24/7.
- Loan Processing & Clearing House Operations: Delayed until the next working day.
Why Is Ambedkar Jayanti a Bank Holiday?
Ambedkar Jayanti is a public holiday under the Negotiable Instruments Act, 1881, leading to bank closures in most states. It honors Dr. B.R. Ambedkar’s contributions to social justice and India’s constitutional framework.
Alternate Banking Options
- Digital Banking (UPI, NetBanking, Mobile Apps)
- ATM Withdrawals
- Private Bank Branches (Check Locally)
FAQs on Ambedkar Jayanti Bank Holiday 2025
1. Are all banks closed on Ambedkar Jayanti?
Public sector banks will be closed in the listed states, while some private banks may operate.
2. Will ATMs work on April 14, 2025?
Yes, ATMs will function, but cash replenishment may be delayed.
3. Which states have a bank holiday on Ambedkar Jayanti?
Banks will be closed in 18 states and 2 UTs, including Maharashtra, Delhi, and Tamil Nadu.
4. Can I do online transactions on Ambedkar Jayanti?
Yes, digital banking services (IMPS, NEFT, UPI) will remain operational.
5. Are foreign banks affected by this holiday?
Most foreign banks follow the RBI holiday list, so branches in affected states will remain closed.
Conclusion
Planning ahead for Ambedkar Jayanti 2025 will help avoid inconvenience due to bank closures. Check your state’s holiday status and use digital banking for urgent transactions.
