Ranga Rao - Biranchi Narayan Acharya

Gold’s Price Surge Is a Warning Signal: Markets Are Pricing in Dollar Devaluation

Gold doesn’t move quietly without a reason.And when it rises nearly 70% in a single year, as it did in 2025, markets are not speculating—they’re signaling concern. This is not…

Ranga Rao 5 January 2026

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Blog Current Affairs

Stop Chasing AI News. Start Using It.

6 AI newsletters that actually save me time—and improve decisions Keeping up with AI feels like progress. Most of the time, it’s not. The pace is brutal. Tools launch daily.…

Ranga Rao 30 December 2025

Best Deals

🔥 Today’s Best Deals (Limited-Time Offers)

🏨 Luxury Hotel Stays Worldwide Book premium stays at Millennium Hotels and Resorts and enjoy exclusive savings on city hotels and resorts across Asia, Europe, and the Middle East. Ideal…

Ranga Rao 29 December 2025

Education

10 Books to Read If You Want to Be the Most Interesting Person at the Party

We’ve all been to that kind of party — a little too loud, string lights swaying above mismatched chairs, conversations drifting between deeply philosophical and barely coherent. Someone is passionately…

Ranga Rao 29 December 2025

Current Affairs

Why Odisha’s Money Leaves the State: Credit–Deposit Ratio Explained

Introduction: The Question Odisha Must Confront Odisha is not a poor state.It is a capital-surplus state. Households save. Corporates deposit. Public sector units park funds. Yet industries complain of credit…

Ranga Rao 28 December 2025

Roadmap illustration showing steps to improve bank credit absorption in Odisha

Current Affairs

What Odisha Must Do to Reach a 65% Credit–Deposit Ratio by 2030

Introduction After examining capital leakage, bank risk mechanics, inter-state comparisons, and district-level gaps, the conclusion is unavoidable:Odisha’s low Credit–Deposit (CD) ratio is not inevitable. A CD ratio of 65% by…

Ranga Rao 28 December 2025

reasons-impacting-rural-banking-and-communities

Current Affairs

District-Level Credit in Odisha: Why Some Areas Get Loans and Others Don’t

Introduction State-level averages often hide more than they reveal. Odisha’s overall Credit–Deposit (CD) ratio tells us the state exports capital. But it does not explain where this happens, which regions…

Ranga Rao 28 December 2025

Current Affairs

How Andhra Pradesh and Tamil Nadu Absorb 100%+ Credit — And Odisha Doesn’t

Introduction Some Indian states don’t just retain their bank deposits — they absorb more credit than they generate. States like Andhra Pradesh and Tamil Nadu regularly post Credit–Deposit (CD) ratios…

Ranga Rao 28 December 2025

Current Affairs

Why Banks Don’t Lend Enough in Odisha (And It’s Not Bias)

Introduction A common belief in Odisha is that banks deliberately avoid lending in the state. When loan applications are delayed or rejected, the explanation is often reduced to one word:…

Ranga Rao 28 December 2025

Current Affairs

Odisha’s Capital Leakage Problem: Where Bank Deposits Really Go

Introduction Odisha is often described as a “resource-rich” state. It has minerals, ports, power generation capacity, and a steadily growing services sector. On paper, the fundamentals look strong. Bank deposits…

Ranga Rao 28 December 2025

Gold’s Price Surge Is a Warning Signal: Markets Are Pricing in Dollar Devaluation

Stop Chasing AI News. Start Using It.

🔥 Today’s Best Deals (Limited-Time Offers)

10 Books to Read If You Want to Be the Most Interesting Person at the Party

Why Odisha’s Money Leaves the State: Credit–Deposit Ratio Explained

What Odisha Must Do to Reach a 65% Credit–Deposit Ratio by 2030

District-Level Credit in Odisha: Why Some Areas Get Loans and Others Don’t

How Andhra Pradesh and Tamil Nadu Absorb 100%+ Credit — And Odisha Doesn’t

Why Banks Don’t Lend Enough in Odisha (And It’s Not Bias)

Odisha’s Capital Leakage Problem: Where Bank Deposits Really Go

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